> ## Content Index > Fetch the complete content index at: https://newsanek.com/llms.txt > Use this file to discover other available public pages before exploring further. # Mahatma Jyotiba Phule Jan Arogya Yojana: free treatment up to Rs 5 lakh a year for Maharashtra families - URL: https://newsanek.com/mahatma-jyotiba-phule-jan-arogya-yojana/ - Published: 2026-11-07T05:06:57.000Z - Updated: 2026-11-07T06:50:18.000Z - Description: MJPJAY gives cashless treatment for over 1,600 procedures at empanelled hospitals in Maharashtra. Here is who qualifies, what it covers, and how to use it. - Author: Kumar Ujjwal - Tags: Govt Schemes, #scheme-health, #scheme-for-all, #scheme-maharashtra Here is the whole scheme in one place: what you get, who qualifies, how to apply, and what to check. __At a glance__ | Scheme | Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) | | --------------- | -------------------------------------------------------------------------- | | Department | Public Health Department, Government of Maharashtra | | Benefit | Cashless treatment up to Rs 5 lakh per family per year | | Who can apply | Eligible families in Maharashtra, with a valid ration or Ayushman card | | How it is given | Cashless treatment at empanelled government and private hospitals | | Apply at | jeevandayee.gov.in, empanelled hospital help desks or Aaple Sarkar centres | | Cost to apply | Free | ### Key points - Cover is up to Rs 5 lakh per family per year, after the 2023 revamp. - Treatment is cashless at empanelled hospitals across Maharashtra. - The scheme now covers over 2,000 packages, with more added recently. - Carry your card and Aadhaar card every time you go to hospital. ## So what exactly does a family get? Eligible families get cashless treatment up to Rs 5 lakh per family per year. Earlier the limit was Rs 1.5 lakh. The state revamped the scheme in 2023 and raised it. The scheme covers many surgeries, therapies and procedures. Recently the number of covered packages was raised to 2,399. Key numbers of the MJPJAY scheme **Rs 5 lakh**Cover per family per year **Rs 1.5 lakh**Earlier limit before revamp **2,399**Covered packages Graphic: News Anek, from the facts in this report Some rare and costly procedures, like heart and liver transplants, are covered through a special corpus fund. Amounts and rules can change, so please confirm the current details on the official site. ## Who can apply, and who cannot? The scheme is only for residents of Maharashtra. Families with a valid yellow or orange ration card, an Antyodaya card or an Annapurna card are the main beneficiaries. After the 2023 revamp, the scheme became universal, so more families are now covered. Your family must be in the state's beneficiary records to get cashless treatment. Check the official site for the latest income and category rules before you plan treatment. ## A little background on the scheme The scheme began in 1997 as Jeevandayee Yojana, covering only a few serious illnesses. It was revamped in 2012 as Rajiv Gandhi Jeevandayee Arogya Yojana and rolled out across all districts. It was later renamed Mahatma Jyotiba Phule Jan Arogya Yojana, and it now works alongside the central PM-JAY scheme. The Public Health Department runs it, through the State Health Assurance Society. ## What documents should you keep ready? Keep your ration card, which can be yellow, orange, Antyodaya or Annapurna. Keep your Aadhaar card and a mobile number linked to your family members. Carry a passport size photo if the hospital asks for it. Keep any earlier treatment papers, as they help with follow-up care. ## How do you check eligibility and register online? Go to jeevandayee.gov.in and look for the eligibility or beneficiary search option. Enter your ration card number or Aadhaar details to check if your family is listed. If your name is missing, visit an Aaple Sarkar or Common Service Centre to update your details. Keep a printout or screenshot of your status for hospital staff. ## How do you apply offline, at a hospital or centre? You can also go to any empanelled hospital's MJPJAY help desk with your ration card and Aadhaar. The staff will verify your eligibility and guide you through the cashless process. Government primary health centres and urban health centres are also being added to the scheme. Ask at the help desk before admission, so there is no surprise bill. ## What if your treatment is stuck or you face a problem? First, speak to the hospital's MJPJAY help desk and ask for a written reason. Hospitals have reported delayed payments in the past, so ask about the claim status before discharge. You can raise a complaint on the official website or through the state's grievance channels. Never pay an agent to get your card or treatment approved. Such requests are fraud. ## Frequently asked questions ### Is the scheme free? Yes, treatment at empanelled hospitals is cashless for eligible families. Never pay any agent to apply. ### How much can my family get in a year? The cover is up to Rs 5 lakh per family per year. Please confirm the latest limit on the official site. ### Can I use it at a private hospital? Yes, many private hospitals are empanelled. Check the hospital list on the official site before going. ### Does it cover pre-existing illnesses? The scheme has covered pre-existing conditions for many procedures. Ask the hospital help desk to confirm for your case. ### Is there a last date to apply? There is no fixed last date that we could confirm. Check the official site for any current notice. ### Official links - [Official website](https://www.jeevandayee.gov.in/?ref=newsanek.com) This guide is based on official scheme rules. Rules and amounts can change, so always confirm on the official website before you apply. News Anek is not a government website.