> ## Content Index > Fetch the complete content index at: https://newsanek.com/llms.txt > Use this file to discover other available public pages before exploring further. # ADB releases first part of $108 million loan for Mizoram healthcare scheme - URL: https://newsanek.com/mizoram-adb-72-crore-universal-healthcare-scheme-tranche/ - Published: 2026-11-08T12:32:17.000Z - Updated: 2026-11-08T13:20:24.000Z - Description: The Asian Development Bank (ADB) has released the first part of the loan, and Mizoram will receive Rs 205.49 crore. Most of this amount is a grant that does not need to be repaid. The money will strengthen the fund that keeps the state's health scheme running. - Author: Kumar Ujjwal - Tags: India, Mizoram, Explainer, #sub-money-finance, #state-mizoram, #state-desk, #region-northeast, #tl-f1edd4, #sm-42, #smemo-useful The Asian Development Bank (ADB) has released the first part of a $108 million loan for Mizoram's Universal Healthcare Scheme. The state will receive Rs 205.49 crore from this first part. Officials announced this on Saturday. The scheme gives cashless treatment of up to Rs 5 lakh to eligible people. Treatment is available at government hospitals and at empanelled private and church-run hospitals, both in and outside Mizoram. ### Key points - Mizoram will receive Rs 205.49 crore from the first part of a $108 million ADB loan. - About 90 per cent of this money is a grant, and 10 per cent is a soft loan to be repaid to the Centre. - The whole amount will go into a Healthcare Corpus Fund to keep the scheme financially sound. - The state aims to meet at least three targets this financial year to get more funds. ## So how is the money split? Of the Rs 205.49 crore, about Rs 20.54 crore will be a loan. The remaining Rs 184.93 crore will come as a grant, which the state does not have to pay back. How the first ADB tranche for Mizoram is split Total first part released205.49 Grant (no repayment)184.93 Loan (to be repaid)20.54 Rs crore Graphic: News Anek, from the facts in this report The first part of the loan is called a tranche, which means an instalment. The Asian Development Bank released $21.6 million to the Union Ministry of Finance on October 29. The money was released after Mizoram achieved two targets called Disbursement Linked Indicators (DLIs). These are conditions that must be met before money is released. The Union Ministry transferred the amount to the state account on November 5. ## What happens next for the scheme? The state government wants to achieve at least three DLIs during this financial year. It plans to draw and use around Rs 130 crore under the programme. The government says a stronger Healthcare Corpus Fund will reduce its regular spending on premiums and claims. This will help keep the scheme sustainable in the long term. ## Who pays, and who is covered? Government employees must pay a monthly contribution of Rs 200 to Rs 1,500. The amount depends on their pay scale, and it gives them unlimited health cover. Pensioners and their spouses can get cover of up to Rs 24 lakh per financial year. For this, they give up their fixed medical allowance (FMA) of Rs 1,000 per month. Beneficiaries and golden card holders under the Centre's AB PM-JAY scheme do not need to pay enrolment fees. Explainer ### What happened before - Mizoram signed the $108 million ADB loan agreement on January 23. - The project was first proposed in 2022 under the MNF government and later revived by the ZPM government. - The Universal Healthcare Scheme was launched in March 2025 and became operational the following month. ### Why it matters The scheme gives cashless treatment up to Rs 5 lakh, so a stronger fund helps keep it running for beneficiaries in Mizoram. ### What to watch next - The state aims to achieve at least three Disbursement Linked Indicators (DLIs), which are targets it must meet to receive funds, this financial year. - The state plans to draw and use around Rs 130 crore under the programme. --- ### Sources - [Northeast Now: ADB releases first tranche of $108 million loan for Mizoram’s healthcare scheme](https://nenow.in/north-east-news/mizoram/adb-releases-first-tranche-of-108-million-loan-for-mizorams-healthcare-scheme.html?ref=newsanek.com)