How a SIP grows
In a Systematic Investment Plan you invest a fixed amount every month. Each instalment earns returns, and those returns earn more returns over time. Starting early matters more than the amount.
Keep in mind
- Mutual fund returns are market-linked and not guaranteed.
- Equity fund gains above ₹1.25 lakh a year are taxed as long-term capital gains when held over a year.
- A yearly step-up, even 10%, makes a big difference over 15–20 years.