Here is the whole scheme in one place: what you get, who qualifies, how to apply, and what to check.
| Scheme | Gruha Lakshmi scheme, Karnataka |
|---|---|
| Department | Women and Child Development, Government of Karnataka |
| Benefit | Rs 2,000 per month to the woman head of the family |
| Who can apply | Woman head of a family resident in Karnataka |
| How it is paid | Direct transfer to the woman's bank account linked with Aadhaar |
| Apply at | Seva Sindhu portal, BengaluruOne, GramaOne or other centres |
| Cost to apply | Free |
Key points
- The scheme pays Rs 2,000 a month to the woman head of the family.
- This is a Karnataka state scheme. Only Karnataka residents can apply.
- The government is revising the application form and may ask for fresh applications.
- Some instalments for early 2025 were reported as delayed. Check your status on the portal.
So what exactly does a woman get?
The government pays Rs 2,000 every month to the woman head of a family.
The money goes directly into her bank account.
The scheme was launched in August 2023, and it aimed to benefit about 1.1 crore women.
Amounts and payment timing can change, so please confirm the current figure on the official site.
Who can apply, and who cannot?
This scheme is only for residents of Karnataka.
The applicant must be the woman head of the family, as recorded in the application.
The bank account should be linked with Aadhaar.
The government says it is checking for duplicate and misused accounts. Income tax payers, GST payers and deceased beneficiaries are being reviewed, so check the latest eligibility rules on the official site.
What is changing in the application form?
Recent reports say the state is revising the Gruha Lakshmi application form.
The new form may ask whether the applicant's name is on the voters' list, and it may ask for voter ID details.
Beneficiaries may have to reapply under the revised system. No final decision was reported at the time of writing.
Watch the official portal for the final form and instructions.
What background should you know?
Gruha Lakshmi is one of five guarantee schemes of the Karnataka government.
It was launched in August 2023 by the Congress government that came to power after the 2023 assembly election.
Most of the scheme's funds go to Gruha Lakshmi, so it is a major welfare programme.
Some payments for February and March 2025 were reported as pending, and the matter reached the High Court.
What documents should you keep ready?
Keep your Aadhaar card and the Aadhaar number of the woman head of the family.
Keep your bank account details, with the account linked to Aadhaar.
Keep your mobile number, ration card or family details, and your address.
Keep your voter ID number ready, since the new form may ask for it.
Keep your husband's name and Aadhaar number if the form asks for them.
How do you apply online, step by step?
Go to sevasindhu.karnataka.gov.in and look for the Gruha Lakshmi application.
Enter your Aadhaar number, mobile number and the required family details.
Upload any documents asked for, then submit the form.
Note the application number, so you can track it later.
- 1Go to the official portalGo to sevasindhu.karnataka.gov.in and look for the Gruha Lakshmi application.
- 2Enter your detailsEnter your Aadhaar number, mobile number and the required family details.
- 3Upload documents and submitUpload any documents asked for, then submit the form.
- 4Note the application numberNote the application number, so you can track it later.
Graphic: News Anek, from the facts in this report
How do you apply offline?
You can visit BengaluruOne, GramaOne or other service centres across the state.
Carry your Aadhaar card, bank passbook and mobile number.
The staff can help you fill the form and submit it.
Ask for a receipt or application number before you leave.
How do you check status, and what if the money is stuck?
Open the Seva Sindhu portal and check your application or payment status.
If the payment is stuck, first check that your bank account is linked with Aadhaar.
Make sure your details match your Aadhaar card.
If the problem continues, visit a service centre or the Women and Child Development office.
What should you watch out for?
Never pay any agent or middleman to apply. The application is free.
Be careful of messages asking for your OTP or bank password. Government staff never ask for these.
Use only the official portal or official centres to apply.
Frequently asked questions
How much money does Gruha Lakshmi pay?
The scheme pays Rs 2,000 per month to the woman head of the family. Confirm the current amount on the official site.
Can a man apply for Gruha Lakshmi?
No. The scheme is meant for the woman head of the family.
Do I need to reapply under the new form?
Reports say beneficiaries may have to reapply under the revised system. No final decision was reported, so check the official portal.
Is there a last date to apply?
No last date was reported in the sources. Check the official portal for any updates.
Is the application free?
Yes. Never pay any agent or middleman to apply.
Official links
This guide is based on official scheme rules. Rules and amounts can change, so always confirm on the official website before you apply. News Anek is not a government website.